Buy your bike on finance
Fancy a bike but haven't got the cash ready? Our finance options allow you to spread
the cost of bikes or cycling gear. Application is all done online with V12 Finance.
How does it work?
If you want to pay using Finance, choose this option in the checkout. If your purchase
qualifies (i.e. above £250), Finance will be available as a payment option.
Types of finance offered:
The value of your purchase will determine which finance options are available.
Classic Credit If your order is greater than £250, spread the cost of your purchase over 24 or 36 months. There is a 10% deposit, APR is 15.9%.
To apply for finance you must be:
- at least 18 years of age
- a permanent UK resident
- in regular employment (minimum of 16 hours per week) including self employment,
or in permanent residence with your spouse/partner who is in regular employment
- in receipt of pension if you are retired
- if not in employment, you may be required to provide proof of alternative income
**All orders paid for by Finance can only be shipped to the billing address
as used on your application.**
Select a finance option in checkout from the options available. It takes approximately
5-10 minutes to fill out the online application (which is on V12's secure server).
V12 will respond with a decision within minutes. Please note, this will involve
a credit search.
You then download, print and sign the Credit Agreement, and send this to V12. When
this is received by V12, we will process your order and ship your goods.
If your application is declined, you have the option of choosing an alternative
method of payment (i.e. credit/debit card or cheque) and your deposit will be refunded
to your card.
Please call V12 on 0844 844 4700, or call us on 01792 583000 if you have unanswered
questions, or see the Frequently Asked
Questions on theV12 website.